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Shopify fees explained: plans, third-party fees and what you pay per order

By Saqib Aziz, who builds PayoutCalc. Published 28 October 2026. Last checked 29 October 2026. I'm not affiliated with any platform mentioned here.

On Shopify's Basic plan billed yearly you pay $22 a month. Sell 100 orders a month and the plan costs you 22 cents an order. Sell 20 and it's $1.10 an order. That is before any payment fee, and the payment fee is where sellers outside the main Shopify Payments countries need to look carefully.

Try it with your own numbers: Multi-Platform Calculator →

Here is what I could confirm from Shopify's own pages, and what I could not. I read the pricing page on 26 and 29 October 2026. It redirected me to the Pakistan version, so the prices are in US dollars and the page shows no card rates.

What do the Shopify plans cost?

These are the prices on Shopify's Pakistan pricing page, which I read on 26 and 29 October 2026. The page offers three days free and then US$1 a month for the first three months.

PlanPay monthlyPay yearly (per month)
Basic$25$22
Grow$65$58
Advanced$399$359
Plusfrom $2,300not offered

Shopify's help page says subscriptions are billed in EUR, GBP, USD or INR depending on where you are. Prices can differ by country, so check the page for yours. The pricing page also says there are no setup fees on any plan.

What does the plan cost per order?

The plan is a fixed monthly cost, so it matters less the more you sell. Divide it by your orders. This table does that for three order counts.

Plan20 orders a month100 orders a month500 orders a month
Basic, monthly ($25)$1.25$0.25$0.05
Basic, yearly ($22)$1.10$0.22$0.04
Grow, monthly ($65)$3.25$0.65$0.13
Grow, yearly ($58)$2.90$0.58$0.12
Advanced, monthly ($399)$19.95$3.99$0.80
Advanced, yearly ($359)$17.95$3.59$0.72

At 20 orders a month, Basic on the monthly price is $1.25 an order. On a $10 sale that's 12.5% before anything else. At 500 orders it's 5 cents. If you're just starting, the plan is your biggest fee. My guide on fixed fees on small orders shows why that matters.

Which payment provider can I use?

Shopify has its own, called Shopify Payments, but it only works in some countries. Shopify's help page lists 41 of them, including the United States, the United Kingdom, the United Arab Emirates, Canada, Australia and most of Europe. Pakistan is not on the list. I read it on 26 and 29 October 2026 and the page shows no date. For countries that are not listed, the page says merchants must use a third-party payment provider.

That changes the maths. With Shopify Payments you pay one card rate to Shopify. With a third-party provider you pay that provider's fee, and Shopify can add its own transaction fee on top.

What is the third-party transaction fee?

Shopify's pricing page puts it this way: third-party transaction fees may apply when you use a third-party payment provider instead of Shopify Payments, and the rate depends on your plan. It does not give the percentages on the pages I could read. Pages for countries that do have Shopify Payments may show them, so look at the pricing page for your own country, or ask Shopify support, before you price anything.

A few details from Shopify's pricing help page:

  • The fee does not apply to Shopify Payments, Shop Pay, Shop Pay Installments, or manual methods such as cash and bank transfer.
  • Stores created on or after 12 May 2025 are charged third-party fees on the part of an order paid with store credit or gift cards. Older stores are not.
  • Credit card transaction fees are not returned to you when you issue a refund.

The percentages are the number I don't have, so I won't guess one. Below I use a placeholder and say so.

What does a $50 order really cost?

Suppose a $50 order, with $18 of product cost and $6 of postage. For the payment side I'm using placeholders, not real rates: a gateway fee of 3% + $0.25, and a Shopify third-party fee of 2%. Replace them with your own.

  • Gateway fee: 3% of $50 plus $0.25 = $1.75
  • Shopify third-party fee: 2% of $50 = $1.00
  • Plan share, Basic yearly at 100 orders a month: $0.22

Total fees are $2.97, so you keep $50 − $18 − $6 − $2.97 = $23.03, a 46.1% margin. At 20 orders a month the plan share is $1.10 instead, total fees are $3.85, and you keep $22.15, a 44.3% margin. Same product, same price. The only change is how many orders share the plan.

When does a bigger plan pay off?

A bigger plan costs more each month, and the reason to pay it is a lower transaction fee. Work it out with one line:

Break-even monthly sales = Extra monthly plan cost ÷ Drop in the fee rate

Moving from Basic to Grow on yearly billing costs $36 more a month ($58 − $22). Suppose your admin shows a third-party rate one percentage point lower on Grow. That is a drop of 0.01, so $36 ÷ 0.01 = $3,600. You would need about $3,600 of sales a month through the third-party gateway before Grow wins on fees alone. The one-point drop is an example, not Shopify's number. Use the real difference from your plan page. Grow also adds staff accounts and other features, which may matter to you more than the fee.

What else can cost money?

  • Marketplace orders. The comparison table says importing unlimited orders from marketplaces is possible, with 50 synced marketplace orders a month free and 1% up to $99 a month beyond that.
  • Apps, themes and domains. These are optional and priced separately. I haven't listed them, because they change from app to app.
  • POS Pro. The page lists it at $89 a month per location, as an add-on for physical shops.
  • Taxes and currency conversion. These depend on your country and your bank, and the pages I read give no figures.

How do I run my own numbers?

  1. Open the multi-platform calculator and choose the Shopify preset.
  2. The preset loads 2.9% + $0.30 as a placeholder for a Shopify Payments card rate. I could not confirm that rate on the Shopify pages I could read, so replace it with the rate in your own Shopify admin. If you use a third-party gateway, type your gateway's percentage plus Shopify's third-party percentage into the payment fee box instead.
  3. Put the gateway's fixed fee plus your plan share (plan price ÷ monthly orders) into the per-order fee box.
  4. Add your product cost and postage, then read the net profit and break-even price.

If you're deciding what to charge, my guide on pricing for a 30% margin uses the same formula, and the break-even price guide shows the lowest price that avoids a loss.

Sources, read on 29 October 2026: Shopify pricing (it opens the page for your country, and the one I read was the Pakistan page, with prices in US dollars and no date). It shows plan prices but no card or third-party fee rates.

Who is writing this?

I'm Saqib, the developer behind PayoutCalc. I haven't run a Shopify store, so I stick to what Shopify publishes and to arithmetic you can check. Where the page gave no number, I said so. If a price has changed or I've got something wrong, tell me and I'll fix it.

Quick answers

How much does Shopify cost a month?
On the Pakistan pricing page I read on 26 and 29 October 2026, Basic is $25 a month or $22 a month billed yearly, Grow is $65 or $58, and Advanced is $399 or $359. Plus starts at $2,300 a month. All prices are in US dollars.
Can I use Shopify Payments in Pakistan?
No. Shopify's list of Shopify Payments countries has 41 entries and Pakistan is not one of them. The help page says merchants in unlisted countries must use a third-party payment provider.
What is Shopify's third-party transaction fee?
An extra fee on orders paid through a payment provider other than Shopify Payments. Shopify's pricing page says it may apply and that the rate depends on your plan. I could not find the percentages on the pages I could read, so check your own plan before you price.
Does Shopify charge a setup fee?
No. Shopify's pricing page says there are no setup fees on any of its plans.
Does Shopify return its fees when I refund an order?
Not the card transaction fees. Shopify's help page says credit card transaction fees are not returned to you when you issue a refund.

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